OPHC 424B3: SEC filing
OptimumBank Holdings, Inc.
Filed with the SEC on · accession 0001493152-26-043496
OPHC filed a 424B3 (prospectus (offering)) with the SEC on Sep 21, 2026. The final terms of an offering of shares or bonds. The stock moved -1.4% by the first close after the filing.
Summary of the filing
OptimumBank Holdings, Inc. filed a prospectus to exchange up to $35,000,000 of its outstanding unregistered 7.50% Fixed-to-Floating Rate Subordinated Notes due 2036 for registered notes with substantially identical terms, except for transfer restrictions and registration rights.
Key details
How OPHC stock reacted
Close before
$9.33
Sep 18, 2026
First close after
-1.39%
$9.20
5 trading days
-5.14%
$8.85
Since filing
-5.36%
$8.83
✦ Ask GOAX AI about this filing — what it means for OPHC, what changed since its last filings and what to watch next.
Try it free for 7 days🔔 Want to stay updated on new SEC filings for OPHC?
Click hereFrequently asked questions
What did OPHC file with the SEC on Sep 21, 2026?
OPHC filed a 424B3 (SEC filing). OptimumBank Holdings, Inc. filed a prospectus to exchange up to $35,000,000 of its outstanding unregistered 7.50% Fixed-to-Floating Rate Subordinated Notes due 2036 for registered notes with substantially identical terms, except for transfer restrictions and registration rights.
How do I read a 424B3?
The final terms of an offering of shares or bonds. Look at price, number of shares and the discount to the market price. Large offerings dilute existing shareholders.
Why are SEC filings important?
Public companies must tell the SEC about anything that can change their value — results, leadership changes, big deals, new shares, bankruptcy. Filings are the official source, often before the news. A 424B3 (prospectus (offering)): The final terms of an offering of shares or bonds.
How did OPHC stock react to this filing?
OPHC closed at $9.33 before the filing and $9.20 on Sep 21, 2026 (-1.39%). Five trading days later: $8.85 (-5.14%).
Other OPHC SEC filings
- EFFECT · SEC filingSep 21, 2026
- S-4 · SEC filingSep 10, 2026
- 8-K · Material agreementAug 19, 2026
- SCHEDULE 13G · SEC filingAug 14, 2026
- 8-K · Guidance raiseAug 13, 2026
- 10-Q · SEC filingAug 10, 2026
- 8-K · SEC filingJul 24, 2026
- 10-Q · SEC filingMay 12, 2026
- 8-K · Ceo changeMay 5, 2026
- 8-K · Board changeMay 4, 2026
Get alerts when OPHC files with the SEC, plus live charts, key levels and news for 13,000+ stocks.
Try SEPT free for 7 days