OPHC SEC Filings, Earnings & Splits

OptimumBank Holdings, Inc. filed a prospectus to exchange up to $35,000,000 of its outstanding unregistered 7.50% Fixed-to-Floating Rate Subordinated Notes due 2036 for registered notes with substantially identical terms, except for transfer restrictions and registration rights.

OptimumBank Holdings, Inc. filed an EFFECT notice with the SEC, indicating that a previously filed registration statement has become effective.

OptimumBank Holdings, Inc. filed an S-4 registration statement to register $35 million of 7.50% Fixed-to-Floating Rate Subordinated Notes due 2036 for an exchange offer.

OptimumBank Holdings, Inc. entered into a Subordinated Note Purchase Agreement to offer up to $35,000,000 in aggregate principal amount of subordinated notes to institutional accredited investors and QIBs, with Piper Sandler & Co. and Brean Capital as placement agents.

A Schedule 13G was filed regarding OptimumBank Holdings, Inc. (OPHC), indicating a passive ownership position by a reporting holder. The filing text provided contains only the EDGAR directory listing and no substantive ownership details.

OptimumBank Holdings reported record Q2 2026 earnings of $6.7 million and raised its forward annual earnings guidance to $1.00-$1.15 per share, citing strong loan growth and balance sheet management.