AnalysisNews

OPHC today

$9.06-$0.01 (-0.11%)close Nov 12, 2026

Trend

DailyDowntrend (confirmed)

4 hourExpanding

1 hourStrong Bullish

15 minSymmetric Triangle

5 minStrong Bullish

Daily trend turns up above $2.30

Key levels

Resistance$13.96

Support$6.45

Support$5.94

Latest news & SEC filings

EarningsOptimumBank Holdings to report third quarter 2026 results, host webcast

All OPHC news →

About OptimumBank

OptimumBank Holdings is a bank holding company that owns and runs OptimumBank, a Florida state-chartered bank. It serves individuals and businesses from branches in Broward and Miami-Dade counties, providing deposit accounts, real estate and commercial loans, government-guaranteed small business loans, and treasury management. Its lending centers on commercial property, apartment buildings, care homes for the elderly, and firms that advance funds to merchants, and it offers access to expanded deposit insurance through a reciprocal network.

Based on the company's 10-K filed Feb 26, 2026.

NYSE · Financial

OptimumBank Holdings, Inc. (OPHC)

$9.06-0.01 (-0.11%)
REDUCEGrade: FRisk: MEDIUM
1D5D1M1Y5YMaxSign up for all timeframes
8.688.818.939.069.06Oct 12Oct 20Oct 28Nov 5
High9.20
Low8.80
Open9.09
Volume28K
Avg Vol60K
VWAP9.00
30d High9.19
30d Low8.55
30d Chg+0.22%

What Is the Price Target for OPHC?

SEPT Low Target

$6.50

SEPT Mid Target

$6.50

SEPT High Target

$6.50

Analyst Consensus

$6.50

Current: $9.07Upside: -28.3%Confidence: 40%Method: Analyst Consensus

Is OPHC a Buy or Sell Right Now?

23
Investability Score
REDUCE12-18 months

Thesis

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    Is OPHC Overvalued or Undervalued?

    Valuation Verdict

    FAIR

    Methods Used

    P/E Forward, P/B, PEG, Analyst Consensus

    Fair Value

    $7.78

    11

    Moat Score

    NONE

    4/9

    Piotroski Score

    0.1

    Altman Z-Score

    What Is Smart Money Doing with OPHC?

    Insider Signal

    NEUTRAL

    0 buys / 1 sells (90d)

    Congress Signal

    NEUTRAL

    0 buys / 0 sells (90d)

    Institutional

    N/A

    Short Squeeze Risk

    LOW

    Signal: NEUTRAL

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    OPHC Growth Story

    Revenue YoY

    N/A%

    3yr Revenue CAGR

    N/A%

    EPS Growth YoY

    12.7%

    FCF Growth YoY

    15.9%

    Revenue Trend

    UNKNOWN

    Dark Pool Trades for OPHC

    PREVIEW

    SEPT Investing tracks real-time dark pool institutional trades for OPHC, including block trade sizes, dollar values, and buy/sell side classification. Dark pool trades reveal where institutional investors are positioning before moves become visible on public exchanges.

    TimePriceSizeValueSide
    15:30:07$9.207,200$$66KBUY
    15:29:58$8.807,200$$63KSELL
    14:39:59$9.021,470$$13KSELL
    19:01:22$9.028,008$$72KSELL
    14:39:59$8.961,470$$13KSELL

    5 dark pool trades shown · $$228K preview volume

    Real-time institutional flow, block trades, and net positioning

    See all dark pool activity

    Full AI Research Report

    SEPT's Trading AI has generated a free, downloadable PDF research report for OptimumBank Holdings, Inc. (OPHC) covering valuation analysis, financial health assessment, growth projections, smart money tracking, earnings and key price levels. For research only, not investment advice.

    Report includes: PDF download, detailed valuation models (DCF, P/E, EV/EBITDA), institutional flow analysis, congress and insider trade tracking, FinBERT news sentiment (0 articles analyzed), and SEC filing intelligence...

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    OPHC — frequently asked questions

    What is OPHC stock price today?

    OptimumBank Holdings, Inc. (OPHC) is at $9.06, down 0.11% (-$0.01) at the Nov 12, 2026 close.

    Why is OPHC stock moving today?

    Latest OPHC news — Nov 5, 2026: OptimumBank Holdings to report third quarter 2026 results, host webcast

    What is the OPHC price target?

    The average analyst price target for OPHC is $6.50, ranging from $7 to $7, based on 2 analysts. Latest: Compass Point upgrade on May 13, 2026.

    What do analysts rate OPHC?

    Analyst ratings for OPHC: 1 Buy, 1 Hold, 0 Sell — consensus Hold.

    Did OPHC beat earnings?

    OPHC last reported on Jul 24, 2026: EPS $0.28 vs $0.21 expected — a beat of 35.5%.

    What is OPHC's P/E ratio?

    OPHC trades at a P/E of 10.5 vs a Financial average of 12.1.

    Does OPHC pay a dividend?

    OPHC does not currently pay a dividend.

    What are OPHC support and resistance levels?

    Support: $6.45, $5.94, $5.35. Resistance: $13.96.

    What are insiders doing with OPHC?

    Insider activity: NEUTRAL, 0 buys and 1 sells in the last 90 days.

    What is the latest news on OPHC?

    Nov 5, 2026: OptimumBank Holdings to report third quarter 2026 results, host webcast