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Stocks/WSBF/SEC Filings/NT 10-Q Nov 9, 2026

WSBF NT 10-Q: Late filing

Waterstone Financial

Filed with the SEC on Nov 9, 2026 · accession 0001437749-26-035870

WSBF filed a NT 10-Q (nt 10-q) with the SEC on Nov 9, 2026. Waterstone Financial filed a Form 12b-25 notification stating it cannot timely file its Q3 2026 Form 10-Q due to additional time needed to complete pre-filing procedures, and expects to file within the 5-day extension period. The stock moved +3.3% by the first close after the filing.

Summary of the filing

Waterstone Financial filed a Form 12b-25 notification stating it cannot timely file its Q3 2026 Form 10-Q due to additional time needed to complete pre-filing procedures, and expects to file within the 5-day extension period. The company also disclosed preliminary Q3 net income of $6.2 million versus $7.9 million a year earlier, and nine-month net income of $20.6 million versus $18.7 million.

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Key details

Net income for the three months ended September 30, 2026$6.2M
Net income for the three months ended September 30, 2025$7.9M
Net income for the nine months ended September 30, 2026$20.6M
Net income for the nine months ended September 30, 2025$18.7M
RegistrantWaterstone Financial, Inc.
Chief financial officerMark R. Gerke

How WSBF stock reacted

Close before

$19.86

Nov 6, 2026

First close after

+3.27%

$20.51

5 trading days

+0.91%

$20.04

Since filing

+0.91%

$20.04

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Frequently asked questions

What did WSBF file with the SEC on Nov 9, 2026?

WSBF filed a NT 10-Q (Late filing). Waterstone Financial filed a Form 12b-25 notification stating it cannot timely file its Q3 2026 Form 10-Q due to additional time needed to complete pre-filing procedures, and expects to file within the 5-day extension period. The company also disclosed preliminary Q3 net income of $6.2 million versus $7.9 million a year earlier, and nine-month net income of $20.6 million versus $18.7 million.

What does a late filing mean for WSBF stock?

The stock often falls sharply. In a Chapter 11 reorganization existing shares are frequently cancelled or heavily diluted; in Chapter 7 the company is liquidated and shareholders are paid last, usually nothing.

How do I read a NT 10-Q?

A report the company filed with the SEC (the US market regulator). Start with the summary, then the key amounts and names. Compare it with the company’s earlier filings.

Why are SEC filings important?

Public companies must tell the SEC about anything that can change their value — results, leadership changes, big deals, new shares, bankruptcy. Filings are the official source, often before the news. A NT 10-Q (nt 10-q): A report the company filed with the SEC (the US market regulator).

How did WSBF stock react to this filing?

WSBF closed at $19.86 before the filing and $20.51 on Nov 9, 2026 (+3.27%). Five trading days later: $20.04 (+0.91%).

Other WSBF SEC filings

  • 8-K · SEC filingNov 13, 2026
  • 10-Q · SEC filingNov 13, 2026
  • 8-K · Board changeOct 16, 2026
  • 8-K · Dividend changeSep 22, 2026
  • 10-Q · SEC filingAug 6, 2026
  • 8-K · SEC filingJul 23, 2026
  • 8-K · Dividend changeJun 23, 2026
  • 8-K · SEC filingMay 19, 2026
  • 10-Q · SEC filingMay 7, 2026
  • 8-K · BuybackApr 27, 2026

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Source: SEC EDGAR filing 0001437749-26-035870. The summary and key details are extracted by SEPT from the filing and may contain errors. Price reaction uses daily closing prices. Not financial advice.