UVE today
$48.57+$0.44 (+0.91%)close Nov 12, 2026Trend
DailyUptrend (confirmed)
4 hourSymmetric Triangle
1 hourStrong Bullish
15 minBullish
5 minDescending Triangle
Daily trend turns down below $41.65
Key levels
Resistance$50.47
Support$48.46
Support$45.73
Latest news & SEC filings
NewsUniversal Insurance Holdings insider Jon Springer offloads stock
NewsUniversal Insurance Holdings Sets Regular and Special Payouts for Shareholders
NewsUniversal Insurance sets $0.13 per share one-time payout
All UVE news →About Universal Insurance Holdings
Universal Insurance Holdings is a holding company that provides property and casualty insurance and related services. Through its main insurance subsidiaries, it offers personal residential coverage such as homeowners, renters, condo, and dwelling/fire policies, mainly in Florida and along the Gulf and Atlantic coasts. The company distributes its products through a network of independent agents and online channels, and also provides risk management, claims handling, and reinsurance services.
Based on the company's 10-K filed Feb 27, 2026.
NYSE · Financial
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)
What Is the Price Target for UVE?
SEPT Low Target
$44.00
SEPT Mid Target
$47.50
SEPT High Target
$51.00
Analyst Consensus
$47.50
Is UVE a Buy or Sell Right Now?
Thesis
- •Revenue growing 5.5% YoY with STABLE trend — consistent growth.
- •SEC filings signal active product innovation — 1 new product/expansion keywords detected in 10-K. R&D investment stable.
AI-Powered Trading Signals
Trained on trillions of real market data to read price action and give you a simple, emotionless trading strategy for UVE.
Start Free Trial →Is UVE Overvalued or Undervalued?
Valuation Verdict
FAIR
Methods Used
P/E Forward, P/B, Analyst Consensus
Fair Value
$48.48
42
Moat Score
NARROW
7/9
Piotroski Score
1.3
Altman Z-Score
What Is Smart Money Doing with UVE?
Insider Signal
SELLING
0 buys / 11 sells (90d)
Congress Signal
NEUTRAL
0 buys / 0 sells (90d)
Institutional
N/A
Short Squeeze Risk
MEDIUM
Signal: NEUTRAL
Recent Insider Activity
| Name | Title | Type | Shares | Value | Date |
|---|---|---|---|---|---|
| Springer Jon | director | Sale | 16,170 | $792K | Nov 4, 2026 |
| Springer Jon | director | Sale | 210 | $10K | Nov 4, 2026 |
| Springer Jon | director | Sale | 25,000 | $1.2M | Nov 3, 2026 |
| DOWNES SEAN P | director officer | Sale | 18,820 | $907K | Oct 30, 2026 |
| DOWNES SEAN P | director officer | Sale | 1,180 | $57K | Oct 30, 2026 |
| DOWNES SEAN P | director officer | Sale | 20,000 | $880K | Sep 11, 2026 |
| SCHINDLER OZZIE A | director | Buy | 3,414 | - | Jun 11, 2026 |
| PETERSON RICHARD D | director | Buy | 3,414 | - | Jun 11, 2026 |
| Gordon Marlene | director | Buy | 3,414 | - | Jun 11, 2026 |
| PIETRANGELO MICHAEL | director | Buy | 3,414 | - | Jun 11, 2026 |
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Insider trades, congress trades, institutional flows, and short interest — updated daily with real-time alerts.
See All Smart Money Signals →UVE Growth Story
Revenue YoY
5.5%
3yr Revenue CAGR
9.5%
EPS Growth YoY
214.43%
FCF Growth YoY
N/A%
Revenue Trend
STABLE
Dark Pool Trades for UVE
PREVIEWSEPT Investing tracks real-time dark pool institutional trades for UVE, including block trade sizes, dollar values, and buy/sell side classification. Dark pool trades reveal where institutional investors are positioning before moves become visible on public exchanges.
| Time | Price | Size | Value | Side |
|---|---|---|---|---|
| 15:18:53 | $48.64 | 1,000 | $$49K | BUY |
| 15:11:33 | $48.41 | 1,579 | $$76K | MIDPOINT |
| 21:00:26 | $48.13 | 1,678 | $$81K | SELL |
| 21:00:26 | $48.13 | 1,900 | $$91K | SELL |
| 17:14:54 | $48.05 | 1,000 | $$48K | SELL |
5 dark pool trades shown · $$345K preview volume
Real-time institutional flow, block trades, and net positioning
Full AI Research Report
SEPT's Trading AI has generated a free, downloadable PDF research report for UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) covering valuation analysis, financial health assessment, growth projections, smart money tracking, earnings and key price levels. For research only, not investment advice.
Report includes: PDF download, detailed valuation models (DCF, P/E, EV/EBITDA), institutional flow analysis, congress and insider trade tracking, FinBERT news sentiment (2 articles analyzed), and SEC filing intelligence...
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Trained on trillions of real market data to read price action and give you a simple, emotionless trading strategy. SEPT tells you when to buy, when to sell, and grades every stock so you never trade blind.
Try SEPT Free for 7 Days →UVE — frequently asked questions
What is UVE stock price today?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) is at $48.57, up 0.91% (+$0.44) at the Nov 12, 2026 close.
Why is UVE stock moving today?
Latest UVE news — Nov 6, 2026: Universal Insurance Holdings insider Jon Springer offloads stock · Nov 6, 2026: Universal Insurance Holdings Sets Regular and Special Payouts for Shareholders
What is the UVE price target?
The average analyst price target for UVE is $47.50, ranging from $44 to $51, based on 2 analysts. Latest: Piper Sandler maintains on Oct 26, 2026.
What do analysts rate UVE?
Analyst ratings for UVE: 0 Buy, 2 Hold, 2 Sell — consensus Hold.
Did UVE beat earnings?
UVE last reported on Oct 22, 2026: EPS $1.93 vs $1.57 expected — a beat of 22.9%.
What is UVE's P/E ratio?
UVE trades at a P/E of 6.1 vs a Financial average of 12.1.
Does UVE pay a dividend?
Yes. UVE's dividend yield is 2.36%.
How much debt does UVE have?
UNIVERSAL INSURANCE HOLDINGS, INC. reported $97M of debt and $569M of cash (Sep 30, 2026).
What are UVE support and resistance levels?
Support: $48.46, $45.73, $43.93. Resistance: $50.47.
What are insiders doing with UVE?
Insider activity: SELLING, 0 buys and 11 sells in the last 90 days.
What is the latest news on UVE?
Nov 6, 2026: Universal Insurance Holdings insider Jon Springer offloads stock · Nov 6, 2026: Universal Insurance Holdings Sets Regular and Special Payouts for Shareholders · Nov 5, 2026: Universal Insurance sets $0.13 per share one-time payout