Trend
DailyUptrend (starting)
4 hourDescending Triangle
1 hourLeaning Bearish
15 minBearish
5 minConsolidating
Daily trend turns down below $362.60
Key levels
Resistance$431.68
Resistance$416.11
Support$395.52
Support$380.98
Latest news & SEC filings
NewsUnitedHealthcare ends supplemental Medicare plan in Wyoming
MacroAt least 11 states offer extra Obamacare premium aid for 2027 as federal subsidies expire
LegalSenate Democrats probe why health plans dropped members
All UNH news →UnitedHealth Group is a health care company that operates two main businesses: UnitedHealthcare, which provides health insurance and benefits to employers, individuals, seniors, and state Medicaid programs, and Optum, which offers health services, analytics, technology, and pharmacy care. Optum includes Optum Health for patient care and financial services, Optum Insight for data and consulting, and Optum Rx for pharmacy benefits management. The company serves customers across the United States and internationally.
Based on the company's 10-K filed Mar 2, 2026.
NYSE · Healthcare
SEPT Low Target
$402.00
SEPT Mid Target
$500.00
SEPT High Target
$531.00
Analyst Consensus
$500.00
Thesis
Trained on trillions of real market data to read price action and give you a simple, emotionless trading strategy for UNH.
Start Free Trial →Valuation Verdict
OVERVALUED
Methods Used
P/E Forward, P/B, Analyst Consensus
Fair Value
$407.53
34
Moat Score
NONE
5/9
Piotroski Score
3.0
Altman Z-Score
Insider Signal
NEUTRAL
0 buys / 0 sells (90d)
Congress Signal
BUYING
10 buys / 10 sells (90d)
Institutional
N/A
Short Squeeze Risk
LOW
Signal: NEUTRAL
| Name | Title | Type | Shares | Value | Date |
|---|---|---|---|---|---|
| Noseworthy John H | director | Buy | 240 | - | Oct 1, 2026 |
| MONTGOMERY RICE VALERIE MD | director | Buy | 257 | - | Oct 1, 2026 |
| MCNABB FREDERICK WILLIAM III | director | Buy | 291 | - | Oct 1, 2026 |
| Gottlieb Scott | director | Buy | 257 | - | Oct 1, 2026 |
| Gil Kristen | director | Buy | 240 | - | Oct 1, 2026 |
| GARCIA PAUL R | director | Buy | 155 | - | Oct 1, 2026 |
| GARCIA PAUL R | director | Buy | 103 | - | Oct 1, 2026 |
| FLYNN TIMOTHY PATRICK | director | Buy | 262 | - | Oct 1, 2026 |
| Baker Charles D. | director | Buy | 257 | - | Oct 1, 2026 |
| MCNABB FREDERICK WILLIAM III | director | Buy | 57 | - | Sep 22, 2026 |
Insider trades, congress trades, institutional flows, and short interest — updated daily with real-time alerts.
See All Smart Money Signals →Revenue YoY
11.8%
3yr Revenue CAGR
11.3%
EPS Growth YoY
-14.7%
FCF Growth YoY
-22.4%
Revenue Trend
STABLE
SEPT Investing tracks real-time dark pool institutional trades for UNH, including block trade sizes, dollar values, and buy/sell side classification. Dark pool trades reveal where institutional investors are positioning before moves become visible on public exchanges.
| Time | Price | Size | Value | Side |
|---|---|---|---|---|
| 23:35:39 | $402.00 | 1,000 | $$402K | SELL |
| 21:28:26 | $402.94 | 14,013 | $$5.6M | BUY |
| 21:09:51 | $402.94 | 136,520 | $$55.0M | BUY |
| 21:03:26 | $402.94 | 13,338 | $$5.4M | BUY |
| 21:03:03 | $401.00 | 2,882 | $$1.2M | SELL |
5 dark pool trades shown · $$67.6M preview volume
Real-time institutional flow, block trades, and net positioning
SEPT Investing provides real-time options flow tracking for UNH, including unusual sweep detection, block trades, and dealer positioning. Each trade shows strike, expiry, premium, implied volatility, and greek values for informed decision-making.
| Type | Strike | Expiry | DTE | Premium | Size | Trade |
|---|---|---|---|---|---|---|
| CALL | $407.5 | Nov 13 | 2 | $$900 | 4 | SWEEP |
| CALL | $407.5 | Nov 13 | 2 | $$1125 | 5 | SWEEP |
| CALL | $407.5 | Nov 13 | 2 | $$900 | 4 | SWEEP |
| CALL | $407.5 | Nov 13 | 2 | $$225 | 1 | SWEEP |
| CALL | $407.5 | Nov 13 | 2 | $$225 | 1 | SWEEP |
5 options trades shown · 100% calls
Unusual activity, GEX levels, max pain, and dealer positioning
SEPT's Trading AI has generated a free, downloadable PDF research report for UNITEDHEALTH GROUP INC (UNH) covering valuation analysis, financial health assessment, growth projections, smart money tracking, earnings and key price levels. For research only, not investment advice.
Report includes: PDF download, detailed valuation models (DCF, P/E, EV/EBITDA), institutional flow analysis, congress and insider trade tracking, FinBERT news sentiment (2 articles analyzed), and SEC filing intelligence...
Trained on trillions of real market data to read price action and give you a simple, emotionless trading strategy. SEPT tells you when to buy, when to sell, and grades every stock so you never trade blind.
Try SEPT Free for 7 Days →UNITEDHEALTH GROUP INC (UNH) is at $405.13, up 0.54% (+$2.19) at the Nov 12, 2026 close.
Latest UNH news — Nov 10, 2026: UnitedHealthcare ends supplemental Medicare plan in Wyoming · Nov 10, 2026: At least 11 states offer extra Obamacare premium aid for 2027 as federal subsidies expire
The average analyst price target for UNH is $500.00, ranging from $402 to $531, based on 15 analysts. Latest: Morgan Stanley maintains on Oct 27, 2026.
Analyst ratings for UNH: 21 Buy, 5 Hold, 0 Sell — consensus Buy.
UNH last reported on Oct 13, 2026: EPS $4.69 vs $4.14 expected — a beat of 13.3%.
UNH trades at a P/E of 22.7 vs a Healthcare average of 17.3.
Yes. UNH's dividend yield is 2.64%.
Support: $395.52, $380.98, $362.60. Resistance: $416.11, $431.68.
Insider activity: NEUTRAL, 0 buys and 0 sells in the last 90 days.
Nov 10, 2026: UnitedHealthcare ends supplemental Medicare plan in Wyoming · Nov 10, 2026: At least 11 states offer extra Obamacare premium aid for 2027 as federal subsidies expire · Nov 10, 2026: Senate Democrats probe why health plans dropped members