TRUP 8-K: SEC filing

Trupanion

Filed with the SEC on · accession 0001371285-26-000236

TRUP filed a 8-K (current report) with the SEC on Nov 5, 2026. Trupanion reported strong third quarter 2026 results with total revenue of $405.6 million (up 11% year-over-year), net income of $9.3 million, and adjusted EBITDA of $20.8 million.

Summary of the filing

Trupanion reported strong third quarter 2026 results with total revenue of $405.6 million (up 11% year-over-year), net income of $9.3 million, and adjusted EBITDA of $20.8 million. The company also repurchased approximately $25 million of its stock during the quarter under its $100 million share repurchase program.

Key details

Total revenue for Q3 2026$405.6M
Subscription business revenue for Q3 2026$287.9M
Net income for Q3 2026$9.3M
Adjusted EBITDA for Q3 2026$20.8M
Operating cash flow for Q3 2026$30.7M
Free cash flow for Q3 2026$28.5M
Cash and short-term investments as of September 30, 2026$396.8M
Share repurchases during Q3 2026$25.0M
Remaining authorization under share repurchase program$75.0M
Total revenue for first nine months of 2026$1.2B
Net income for first nine months of 2026$21.0M
Adjusted EBITDA for first nine months of 2026$57.9M
IssuerTrupanion, Inc.
LenderPNC
Chief executive officer and presidentMargi Tooth

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Frequently asked questions

What did TRUP file with the SEC on Nov 5, 2026?

TRUP filed a 8-K (SEC filing). Trupanion reported strong third quarter 2026 results with total revenue of $405.6 million (up 11% year-over-year), net income of $9.3 million, and adjusted EBITDA of $20.8 million. The company also repurchased approximately $25 million of its stock during the quarter under its $100 million share repurchase program.

How do I read a 8-K?

A report of a major event, filed within four business days: results, deals, leadership changes, bankruptcy and more. The "Item" number tells you the topic (e.g. 2.02 results, 5.02 executive change, 1.01 new agreement, 1.03 bankruptcy). Exhibits (99.1 press release) usually hold the details.

Why are SEC filings important?

Public companies must tell the SEC about anything that can change their value — results, leadership changes, big deals, new shares, bankruptcy. Filings are the official source, often before the news. A 8-K (current report): A report of a major event, filed within four business days: results, deals, leadership changes, bankruptcy and more.

Other TRUP SEC filings

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