Trend
DailyUptrend (confirmed)
4 hourStrong Bullish
1 hourBullish
15 minBullish
5 minBullish
Daily trend turns down below $68.05
Key levels
Resistance$80.80
Resistance$76.80
Support$71.57
Support$68.05
Latest news & SEC filings
No headlines in the last 90 days.
Synchrony Financial is a consumer finance company that partners with retailers, healthcare providers, trade organizations, and other businesses to offer credit cards and installment loans. Its products include store-branded cards, co-branded cards, general purpose cards, and consumer banking services such as deposit accounts. The company operates mainly in the United States, serving consumers and partners across retail, digital, health, home, auto, and lifestyle sectors.
Based on the company's 10-K filed Feb 6, 2026.
NYSE · Financial
SEPT Low Target
$77.00
SEPT Mid Target
$83.00
SEPT High Target
$97.00
Analyst Consensus
$83.00
Thesis
Trained on trillions of real market data to read price action and give you a simple, emotionless trading strategy for SYF.
Start Free Trial →Valuation Verdict
FAIR
Methods Used
P/E Forward, P/B, PEG, Analyst Consensus
Fair Value
$82.43
18
Moat Score
NONE
6/9
Piotroski Score
0.5
Altman Z-Score
Insider Signal
NEUTRAL
0 buys / 2 sells (90d)
Congress Signal
BUYING
2 buys / 1 sells (90d)
Institutional
DISTRIBUTING
Short Squeeze Risk
HIGH
Signal: HIGH_SHORT_INTEREST
| Name | Title | Type | Shares | Value | Date |
|---|---|---|---|---|---|
| GUTHRIE ROY A | director | Buy | 156 | $13K | Aug 17, 2026 |
| ELLINGER DEBORAH G | director | Buy | 10 | $807.50 | Aug 17, 2026 |
| NAYLOR JEFFREY G | director | Buy | 203 | $16K | Aug 17, 2026 |
| AGUIRRE FERNANDO | director | Buy | 14 | $1K | Aug 17, 2026 |
| Zane Ellen M | director | Buy | 14 | $1K | Aug 17, 2026 |
| Parker P.W. | director | Buy | 14 | $1K | Aug 17, 2026 |
| Alves Paget Leonard | director | Buy | 157 | $13K | Aug 17, 2026 |
| COVIELLO ARTHUR W JR | director | Buy | 14 | $1K | Aug 17, 2026 |
| COVIELLO ARTHUR W JR | director | Buy | 11 | $886.60 | Aug 17, 2026 |
| Gentleman Courtney | officer | Buy | 79 | $6K | Aug 17, 2026 |
Insider trades, congress trades, institutional flows, and short interest — updated daily with real-time alerts.
See All Smart Money Signals →Revenue YoY
N/A%
3yr Revenue CAGR
N/A%
EPS Growth YoY
8.54%
FCF Growth YoY
N/A%
Revenue Trend
UNKNOWN
SEPT Investing tracks real-time dark pool institutional trades for SYF, including block trade sizes, dollar values, and buy/sell side classification. Dark pool trades reveal where institutional investors are positioning before moves become visible on public exchanges.
| Time | Price | Size | Value | Side |
|---|---|---|---|---|
| 21:42:17 | $72.02 | 23,511 | $$1.7M | BUY |
| 21:28:26 | $72.02 | 5,076 | $$366K | BUY |
| 21:00:51 | $72.02 | 1,500 | $$108K | SELL |
| 21:00:50 | $72.02 | 7,105 | $$512K | SELL |
| 21:00:50 | $72.02 | 1,128 | $$81K | SELL |
5 dark pool trades shown · $$2.8M preview volume
Real-time institutional flow, block trades, and net positioning
SEPT Investing provides real-time options flow tracking for SYF, including unusual sweep detection, block trades, and dealer positioning. Each trade shows strike, expiry, premium, implied volatility, and greek values for informed decision-making.
| Type | Strike | Expiry | DTE | Premium | Size | Trade |
|---|---|---|---|---|---|---|
| CALL | $77.5 | Nov 20 | 8 | $$325 | 13 | SWEEP |
| CALL | $77.5 | Nov 20 | 8 | $$700 | 28 | SWEEP |
| CALL | $77.5 | Nov 20 | 8 | $$125 | 5 | SWEEP |
| CALL | $77.5 | Nov 20 | 8 | $$25 | 1 | SWEEP |
| CALL | $77.5 | Nov 20 | 8 | $$125 | 5 | SWEEP |
5 options trades shown · 100% calls
Unusual activity, GEX levels, max pain, and dealer positioning
SEPT Investing hosts an active community of 3,500+ traders sharing real-time analysis, trade setups, and market discussion for SYF. Join verified traders discussing price action, dark pool alerts, options flow, and AI-powered market intelligence.
SEPT Brain on $SYF -- Neutral SYF at $71.43. Uptrend holds while above $71.35. $100 psychological level is the next resistance to watch. The Play: Above $72.69 starts the move up. Below $74. Direct...
Join 3,500+ traders discussing SYF in real-time
Trade ideas, setups, dark pool alerts, and AI-powered analysis
SEPT's Trading AI has generated a free, downloadable PDF research report for Synchrony Financial (SYF) covering valuation analysis, financial health assessment, growth projections, smart money tracking, earnings and key price levels. For research only, not investment advice.
Report includes: PDF download, detailed valuation models (DCF, P/E, EV/EBITDA), institutional flow analysis, congress and insider trade tracking, FinBERT news sentiment (1 articles analyzed), and SEC filing intelligence...
Trained on trillions of real market data to read price action and give you a simple, emotionless trading strategy. SEPT tells you when to buy, when to sell, and grades every stock so you never trade blind.
Try SEPT Free for 7 Days →Synchrony Financial (SYF) is at $71.99, down 0.04% (-$0.03) at the Nov 12, 2026 close.
The average analyst price target for SYF is $83.00, ranging from $77 to $97, based on 13 analysts. Latest: JP Morgan maintains on Oct 21, 2026.
Analyst ratings for SYF: 0 Buy, 23 Hold, 3 Sell — consensus Hold.
SYF last reported on Oct 20, 2026: EPS $2.68 vs $2.42 expected — a beat of 10.7%.
SYF trades at a P/E of 7.9 vs a Financial average of 11.9.
Yes. SYF's dividend yield is 1.71%.
Synchrony Financial reported $17.0B of debt and $15.9B of cash (Sep 30, 2026).
Support: $71.57, $68.05, $64.95. Resistance: $76.80, $80.80, $83.28.
Insider activity: NEUTRAL, 0 buys and 2 sells in the last 90 days.