AnalysisNews

SYF today

$71.99-$0.03 (-0.04%)close Nov 12, 2026

Trend

DailyUptrend (confirmed)

4 hourStrong Bullish

1 hourBullish

15 minBullish

5 minBullish

Daily trend turns down below $68.05

Key levels

Resistance$80.80

Resistance$76.80

Support$71.57

Support$68.05

Latest news & SEC filings

No headlines in the last 90 days.

About Synchrony Financial

Synchrony Financial is a consumer finance company that partners with retailers, healthcare providers, trade organizations, and other businesses to offer credit cards and installment loans. Its products include store-branded cards, co-branded cards, general purpose cards, and consumer banking services such as deposit accounts. The company operates mainly in the United States, serving consumers and partners across retail, digital, health, home, auto, and lifestyle sectors.

Based on the company's 10-K filed Feb 6, 2026.

NYSE · Financial

Synchrony Financial (SYF)

$71.99-0.03 (-0.04%)
WATCHLISTGrade: C+Risk: HIGH
1D5D1M1Y5YMaxSign up for all timeframes
72.7573.8174.8675.9271.99Oct 12Oct 20Oct 28Nov 5
High72.51
Low71.74
Open72.00
Volume86K
Avg Vol3.76M
VWAP71.98
30d High76.97
30d Low71.70
30d Chg+0.31%
See full chart with real-time data

What Is the Price Target for SYF?

SEPT Low Target

$77.00

SEPT Mid Target

$83.00

SEPT High Target

$97.00

Analyst Consensus

$83.00

Current: $72.02Upside: +15.3%Confidence: 85%Method: Analyst Consensus

Is SYF a Buy or Sell Right Now?

51
Investability Score
WATCHLIST12-18 months

Thesis

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    Is SYF Overvalued or Undervalued?

    Valuation Verdict

    FAIR

    Methods Used

    P/E Forward, P/B, PEG, Analyst Consensus

    Fair Value

    $82.43

    18

    Moat Score

    NONE

    6/9

    Piotroski Score

    0.5

    Altman Z-Score

    What Is Smart Money Doing with SYF?

    Insider Signal

    NEUTRAL

    0 buys / 2 sells (90d)

    Congress Signal

    BUYING

    2 buys / 1 sells (90d)

    Institutional

    DISTRIBUTING

    Short Squeeze Risk

    HIGH

    Signal: HIGH_SHORT_INTEREST

    Recent Insider Activity

    NameTitleTypeSharesValueDate
    GUTHRIE ROY AdirectorBuy156$13KAug 17, 2026
    ELLINGER DEBORAH GdirectorBuy10$807.50Aug 17, 2026
    NAYLOR JEFFREY GdirectorBuy203$16KAug 17, 2026
    AGUIRRE FERNANDOdirectorBuy14$1KAug 17, 2026
    Zane Ellen MdirectorBuy14$1KAug 17, 2026
    Parker P.W.directorBuy14$1KAug 17, 2026
    Alves Paget LeonarddirectorBuy157$13KAug 17, 2026
    COVIELLO ARTHUR W JRdirectorBuy14$1KAug 17, 2026
    COVIELLO ARTHUR W JRdirectorBuy11$886.60Aug 17, 2026
    Gentleman CourtneyofficerBuy79$6KAug 17, 2026

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    SYF Growth Story

    Revenue YoY

    N/A%

    3yr Revenue CAGR

    N/A%

    EPS Growth YoY

    8.54%

    FCF Growth YoY

    N/A%

    Revenue Trend

    UNKNOWN

    Dark Pool Trades for SYF

    PREVIEW

    SEPT Investing tracks real-time dark pool institutional trades for SYF, including block trade sizes, dollar values, and buy/sell side classification. Dark pool trades reveal where institutional investors are positioning before moves become visible on public exchanges.

    TimePriceSizeValueSide
    21:42:17$72.0223,511$$1.7MBUY
    21:28:26$72.025,076$$366KBUY
    21:00:51$72.021,500$$108KSELL
    21:00:50$72.027,105$$512KSELL
    21:00:50$72.021,128$$81KSELL

    5 dark pool trades shown · $$2.8M preview volume

    Real-time institutional flow, block trades, and net positioning

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    Options Flow for SYF

    PREVIEW

    SEPT Investing provides real-time options flow tracking for SYF, including unusual sweep detection, block trades, and dealer positioning. Each trade shows strike, expiry, premium, implied volatility, and greek values for informed decision-making.

    TypeStrikeExpiryDTEPremiumSizeTrade
    CALL$77.5Nov 208$$32513SWEEP
    CALL$77.5Nov 208$$70028SWEEP
    CALL$77.5Nov 208$$1255SWEEP
    CALL$77.5Nov 208$$251SWEEP
    CALL$77.5Nov 208$$1255SWEEP

    5 options trades shown · 100% calls

    Unusual activity, GEX levels, max pain, and dealer positioning

    See full options flow

    What Traders Are Saying About SYF

    1 posts

    SEPT Investing hosts an active community of 3,500+ traders sharing real-time analysis, trade setups, and market discussion for SYF. Join verified traders discussing price action, dark pool alerts, options flow, and AI-powered market intelligence.

    S
    SEPT InvestingVERIFIED164d ago

    SEPT Brain on $SYF -- Neutral SYF at $71.43. Uptrend holds while above $71.35. $100 psychological level is the next resistance to watch. The Play: Above $72.69 starts the move up. Below $74. Direct...

    1411 views

    Join 3,500+ traders discussing SYF in real-time

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    Full AI Research Report

    SEPT's Trading AI has generated a free, downloadable PDF research report for Synchrony Financial (SYF) covering valuation analysis, financial health assessment, growth projections, smart money tracking, earnings and key price levels. For research only, not investment advice.

    Report includes: PDF download, detailed valuation models (DCF, P/E, EV/EBITDA), institutional flow analysis, congress and insider trade tracking, FinBERT news sentiment (1 articles analyzed), and SEC filing intelligence...

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    About SEPT Investing

    SEPT Investing tracks 13,000+ stocks with live charts, trend and key-level tracking, dark pool and options flow, insider and congress trades, SEC filings and news alerts.

    Disclaimer: This page is for informational purposes only. It does not constitute financial advice. Past performance does not guarantee future results. Always do your own research before making investment decisions.

    SYF — frequently asked questions

    What is SYF stock price today?

    Synchrony Financial (SYF) is at $71.99, down 0.04% (-$0.03) at the Nov 12, 2026 close.

    What is the SYF price target?

    The average analyst price target for SYF is $83.00, ranging from $77 to $97, based on 13 analysts. Latest: JP Morgan maintains on Oct 21, 2026.

    What do analysts rate SYF?

    Analyst ratings for SYF: 0 Buy, 23 Hold, 3 Sell — consensus Hold.

    Did SYF beat earnings?

    SYF last reported on Oct 20, 2026: EPS $2.68 vs $2.42 expected — a beat of 10.7%.

    What is SYF's P/E ratio?

    SYF trades at a P/E of 7.9 vs a Financial average of 11.9.

    Does SYF pay a dividend?

    Yes. SYF's dividend yield is 1.71%.

    How much debt does SYF have?

    Synchrony Financial reported $17.0B of debt and $15.9B of cash (Sep 30, 2026).

    What are SYF support and resistance levels?

    Support: $71.57, $68.05, $64.95. Resistance: $76.80, $80.80, $83.28.

    What are insiders doing with SYF?

    Insider activity: NEUTRAL, 0 buys and 2 sells in the last 90 days.