RPAY today
$4.10-$0.10 (-2.38%)close Nov 12, 2026Trend
DailyUptrend (confirmed)
4 hourStrong Bearish
1 hourStrong Bearish
15 minBearish
5 minLeaning Bearish
Daily trend turns down below $3.48
Key levels
Resistance$4.44
Resistance$4.10
Support$3.59
Support$3.15
Latest news & SEC filings
AnalystCanaccord Genuity trims its valuation view on Repay Holdings
AnalystUBS keeps Neutral rating on Repay Holdings, lifts price target to $4.75
AnalystCanaccord Genuity keeps Buy rating on Repay Holdings, cuts target to $7
All RPAY news →About Repay
Repay is a payments technology company that offers integrated transaction processing to businesses with specialized payment needs. It runs two segments: Consumer Payments, which handles collections and disbursements for lenders, debt collectors, credit unions, mortgage servicers and healthcare providers, and Business Payments, which supports payables and receivables for auto dealers, schools, utilities, government agencies, healthcare firms, media companies, homeowner associations and hotels. Services cover card and bank transfer processing, settlement for payment facilitators, instant disbursements, payables automation and statement mailing, accessed online, by mobile app, text, phone or terminal. The company is based in Atlanta, Georgia.
Based on the company's 10-K filed Mar 9, 2026.
Nasdaq · Industrials
Repay Holdings Corp (RPAY)
What Is the Price Target for RPAY?
SEPT Low Target
$3.75
SEPT Mid Target
$3.75
SEPT High Target
$3.75
Analyst Consensus
$3.75
Is RPAY a Buy or Sell Right Now?
Thesis
- •Revenue growing -1.2% YoY with SLOWING trend — consistent growth.
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Trained on trillions of real market data to read price action and give you a simple, emotionless trading strategy for RPAY.
Start Free Trial →Is RPAY Overvalued or Undervalued?
Valuation Verdict
UNDERVALUED
Methods Used
P/E Forward, P/B, Analyst Consensus
Fair Value
$6.46
26
Moat Score
NONE
4/9
Piotroski Score
324.9
Altman Z-Score
What Is Smart Money Doing with RPAY?
Insider Signal
NEUTRAL
5 buys / 6 sells (90d)
Congress Signal
NEUTRAL
0 buys / 0 sells (90d)
Institutional
N/A
Short Squeeze Risk
HIGH
Signal: HIGH_SHORT_INTEREST
Recent Insider Activity
| Name | Title | Type | Shares | Value | Date |
|---|---|---|---|---|---|
| Dempsey Tyler B | officer | Sale | 25,000 | $119K | Nov 4, 2026 |
| Dempsey Tyler B | officer | Sale | 610 | $2K | Oct 15, 2026 |
| Dempsey Tyler B | officer | Sale | 4,886 | $20K | Oct 14, 2026 |
| Dempsey Tyler B | officer | Sale | 8,392 | $34K | Oct 13, 2026 |
| Dempsey Tyler B | officer | Sale | 11,112 | $44K | Sep 21, 2026 |
| Dempsey Tyler B | officer | Sale | 25,000 | $98K | Sep 17, 2026 |
| Rios Emnet Legesse | director | Buy | 50,295 | - | Jun 10, 2026 |
| GOEBEL MARYANN | director | Buy | 50,295 | - | Jun 10, 2026 |
| THORNBURGH RICHARD E | director | Buy | 50,295 | - | Jun 10, 2026 |
| GARCIA PAUL R | director | Buy | 50,295 | - | Jun 10, 2026 |
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Insider trades, congress trades, institutional flows, and short interest — updated daily with real-time alerts.
See All Smart Money Signals →RPAY Growth Story
Revenue YoY
-1.2%
3yr Revenue CAGR
3.5%
EPS Growth YoY
-2627.27%
FCF Growth YoY
-39.1%
Revenue Trend
SLOWING
Dark Pool Trades for RPAY
PREVIEWSEPT Investing tracks real-time dark pool institutional trades for RPAY, including block trade sizes, dollar values, and buy/sell side classification. Dark pool trades reveal where institutional investors are positioning before moves become visible on public exchanges.
| Time | Price | Size | Value | Side |
|---|---|---|---|---|
| 21:00:28 | $4.10 | 1,600 | $$7K | BUY |
| 21:00:28 | $4.10 | 1,000 | $$4K | BUY |
| 19:50:50 | $4.13 | 5,000 | $$21K | BUY |
| 18:51:07 | $4.18 | 1,400 | $$6K | SELL |
| 18:51:02 | $4.17 | 1,100 | $$5K | MIDPOINT |
5 dark pool trades shown · $$42K preview volume
Real-time institutional flow, block trades, and net positioning
Full AI Research Report
SEPT's Trading AI has generated a free, downloadable PDF research report for Repay Holdings Corp (RPAY) covering valuation analysis, financial health assessment, growth projections, smart money tracking, earnings and key price levels. For research only, not investment advice.
Report includes: PDF download, detailed valuation models (DCF, P/E, EV/EBITDA), institutional flow analysis, congress and insider trade tracking, FinBERT news sentiment (1 articles analyzed), and SEC filing intelligence...
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Trained on trillions of real market data to read price action and give you a simple, emotionless trading strategy. SEPT tells you when to buy, when to sell, and grades every stock so you never trade blind.
Try SEPT Free for 7 Days →RPAY — frequently asked questions
What is RPAY stock price today?
Repay Holdings Corp (RPAY) is at $4.10, down 2.38% (-$0.10) at the Nov 12, 2026 close.
Why is RPAY stock moving today?
Latest RPAY news — Nov 11, 2026: Canaccord Genuity trims its valuation view on Repay Holdings · Nov 10, 2026: UBS keeps Neutral rating on Repay Holdings, lifts price target to $4.75
What is the RPAY price target?
The average analyst price target for RPAY is $3.75, ranging from $4 to $4, based on 2 analysts. Latest: UBS maintains on May 7, 2026.
What do analysts rate RPAY?
Analyst ratings for RPAY: 0 Buy, 1 Hold, 1 Sell — consensus Hold.
Did RPAY beat earnings?
RPAY last reported on Aug 10, 2026: EPS $0.20 vs $0.21 expected — a miss of 5.5%.
Does RPAY pay a dividend?
RPAY does not currently pay a dividend.
How much debt does RPAY have?
Repay Holdings Corp reported $310M of debt and $84M of cash (Jun 30, 2026).
What are RPAY support and resistance levels?
Support: $3.59, $3.15, $2.70. Resistance: $4.10, $4.44, $4.80.
What are insiders doing with RPAY?
Insider activity: NEUTRAL, 5 buys and 6 sells in the last 90 days.
What is the latest news on RPAY?
Nov 11, 2026: Canaccord Genuity trims its valuation view on Repay Holdings · Nov 10, 2026: UBS keeps Neutral rating on Repay Holdings, lifts price target to $4.75 · Nov 10, 2026: Canaccord Genuity keeps Buy rating on Repay Holdings, cuts target to $7