AnalysisNews

PYPL today

$58.30-$1.18 (-1.98%)close Nov 12, 2026

Trend

DailyDowntrend (starting)

4 hourBearish

1 hourBearish

15 minLeaning Bullish

5 minBearish

Daily trend turns up above $62.73

Key levels

Resistance$62.73

Resistance$60.87

Support$57.95

Support$56.27

Latest news & SEC filings

DealNov 12, 2026PayPal partners with Workday to add direct deposit services

AnalystNov 12, 2026Daiwa Securities raises PayPal price target to $60 from $59

AnalystNov 11, 2026Bernstein keeps Market Perform on PayPal, lifts price target to $60

LegalNov 11, 2026Germany's competition watchdog flags PayPal merchant contract terms in early review

All PYPL news →

About PayPal

PayPal runs a global payments network linking shoppers and businesses. For consumers, it offers digital wallets under the PayPal and Venmo brands, peer-to-peer transfers, debit and credit cards, and installment payment options. For merchants, it provides branded checkout, card processing, point-of-sale tools, payouts, and small-business financing. It operates across roughly 200 markets worldwide.

Based on the company's 10-K filed Feb 3, 2026.

Nasdaq · Industrials

PayPal Holdings, Inc. (PYPL)

$58.30-1.18 (-1.98%)
HOLDGrade: BRisk: LOW
1D5D1M1Y5YMaxSign up for all timeframes
54.2855.7657.2458.7258.30Oct 12Oct 20Oct 28Nov 5
High59.35
Low58.27
Open59.20
Volume5.95M
Avg Vol9.44M
VWAP58.73
30d High60.20
30d Low52.80
30d Chg+10.42%
See full chart with real-time data

What Is the Price Target for PYPL?

SEPT Low Target

$45.00

SEPT Mid Target

$59.00

SEPT High Target

$70.00

Analyst Consensus

$59.00

Current: $59.22Upside: -0.4%Confidence: 85%Method: Analyst Consensus

Is PYPL a Buy or Sell Right Now?

55
Investability Score
HOLD12-18 months
News summary · last 30 days
Oct 29▼ DownDowngrade3 articles
PayPal shares closed at $56.97, up 1.25% on the day, despite a pair of bearish analyst actions. Barclays cut PayPal to Underweight and lowered its price target to $53, while Citigroup maintained a Neutral rating but reduced its price target. The Barclays downgrade carries medium impact and a bearish sentiment, suggesting potential downward pressure on the stock. Although the stock rose today, the analyst revisions point to a cautious or negative outlook.
Oct 27▲ UpEarningsLeadership6 articles
PayPal shares closed up 1.23% at $56.09 after the company reported Q3 2026 earnings, with adjusted profit per share topping analyst forecasts even as revenue fell short of consensus. The company also announced it is cutting thousands of jobs and raising its profit outlook, focusing on artificial intelligence as part of its strategy, which the market treated as a bullish signal. A separate macro headline from Michael Burry comparing current conditions to the dot-com bubble's final days added a bearish sentiment overhang, though its direct impact was low. Overall, the earnings beat and cost-cutting/profit-outlook news point to a positive direction for the stock.
Critical news
Oct 28HIGHEarnings: growth/beat
Oct 27HIGHEarnings: growth/beat

Thesis

  • •Revenue growing 4.3% YoY with STABLE trend — consistent growth.

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Is PYPL Overvalued or Undervalued?

Valuation Verdict

UNDERVALUED

Methods Used

P/E Forward, P/B, PEG, Analyst Consensus

Fair Value

$77.76

39

Moat Score

NONE

7/9

Piotroski Score

2.0

Altman Z-Score

What Is Smart Money Doing with PYPL?

Insider Signal

SELLING

0 buys / 8 sells (90d)

Congress Signal

BUYING

7 buys / 13 sells (90d)

Institutional

N/A

Short Squeeze Risk

LOW

Signal: NEUTRAL

Recent Insider Activity

NameTitleTypeSharesValueDate
Keller FrankofficerSale732$41KOct 28, 2026
Keller FrankofficerBuy1,639-Oct 15, 2026
Keller FrankofficerSale907$51KOct 15, 2026
Natali ChrisofficerBuy2,727-Oct 15, 2026
Natali ChrisofficerSale1,291$72KOct 15, 2026
Webster AaronofficerBuy5,900-Oct 15, 2026
Webster AaronofficerBuy2,622-Oct 15, 2026
Webster AaronofficerSale3,883$218KOct 15, 2026
Miller Jamie SofficerBuy9,094-Sep 15, 2026
Miller Jamie SofficerBuy2,910-Sep 15, 2026

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PYPL Growth Story

Revenue YoY

4.3%

3yr Revenue CAGR

6.4%

EPS Growth YoY

35.59%

FCF Growth YoY

-17.8%

Revenue Trend

STABLE

Dark Pool Trades for PYPL

PREVIEW

SEPT Investing tracks real-time dark pool institutional trades for PYPL, including block trade sizes, dollar values, and buy/sell side classification. Dark pool trades reveal where institutional investors are positioning before moves become visible on public exchanges.

TimePriceSizeValueSide
21:23:33$58.306,422$$374KBUY
21:06:02$58.011,540$$89KSELL
21:00:27$58.301,204$$70KSELL
21:00:26$58.301,765$$103KSELL
21:00:26$58.301,911$$111KSELL

5 dark pool trades shown · $$748K preview volume

Real-time institutional flow, block trades, and net positioning

See all dark pool activity

Options Flow for PYPL

PREVIEW

SEPT Investing provides real-time options flow tracking for PYPL, including unusual sweep detection, block trades, and dealer positioning. Each trade shows strike, expiry, premium, implied volatility, and greek values for informed decision-making.

TypeStrikeExpiryDTEPremiumSizeTrade
CALL$63Nov 208$$255SWEEP
CALL$63Nov 208$$255SWEEP
CALL$63Nov 208$$153SWEEP
CALL$63Nov 208$$306SWEEP
PUT$57.5Dec 1836$$16.6K100BLOCK

5 options trades shown · 80% calls

Unusual activity, GEX levels, max pain, and dealer positioning

See full options flow

What Traders Are Saying About PYPL

1 posts

SEPT Investing hosts an active community of 3,500+ traders sharing real-time analysis, trade setups, and market discussion for PYPL. Join verified traders discussing price action, dark pool alerts, options flow, and AI-powered market intelligence.

S
SEPT InvestingVERIFIED165d ago

SEPT Brain on $PYPL -- Bullish Bounced back with 92% buying after prior session selling. Uptrend holds while above $44.69. $50 psychological level is the next resistance to watch. The Play: Break ab...

3 vouches1111 views

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Full AI Research Report

SEPT's Trading AI has generated a free, downloadable PDF research report for PayPal Holdings, Inc. (PYPL) covering valuation analysis, financial health assessment, growth projections, smart money tracking, earnings and key price levels. For research only, not investment advice.

Report includes: PDF download, detailed valuation models (DCF, P/E, EV/EBITDA), institutional flow analysis, congress and insider trade tracking, FinBERT news sentiment (3 articles analyzed), and SEC filing intelligence...

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PYPL — frequently asked questions

What is PYPL stock price today?

PayPal Holdings, Inc. (PYPL) is at $58.30, down 1.98% (-$1.18) at the Nov 12, 2026 close.

Why is PYPL stock moving today?

Latest PYPL news — Nov 12, 2026: PayPal partners with Workday to add direct deposit services · Nov 12, 2026: Daiwa Securities raises PayPal price target to $60 from $59

Why did PYPL stock move on Oct 29, 2026?

PayPal shares closed at $56.97, up 1.25% on the day, despite a pair of bearish analyst actions. Barclays cut PayPal to Underweight and lowered its price target to $53, while Citigroup maintained a Neutral rating but reduced its price target.

What is the PYPL price target?

The average analyst price target for PYPL is $59.00, ranging from $45 to $70, based on 21 analysts. Latest: Bernstein maintains on Nov 11, 2026.

What do analysts rate PYPL?

Analyst ratings for PYPL: 2 Buy, 40 Hold, 4 Sell — consensus Hold.

Did PYPL beat earnings?

PYPL last reported on Oct 27, 2026: EPS $1.45 vs $1.31 expected — a beat of 10.7%.

What is PYPL's P/E ratio?

PYPL trades at a P/E of 11.4 vs a Industrials average of 25.5.

Does PYPL pay a dividend?

Yes. PYPL's dividend yield is 0.23%.

How much debt does PYPL have?

PayPal Holdings, Inc. reported $13.4B of debt and $7.2B of cash (Sep 30, 2026).

What are PYPL support and resistance levels?

Support: $57.95, $56.27, $54.34. Resistance: $60.87, $62.73.

What are insiders doing with PYPL?

Insider activity: SELLING, 0 buys and 8 sells in the last 90 days.

What is the latest news on PYPL?

Nov 12, 2026: PayPal partners with Workday to add direct deposit services · Nov 12, 2026: Daiwa Securities raises PayPal price target to $60 from $59 · Nov 11, 2026: Bernstein keeps Market Perform on PayPal, lifts price target to $60