AnalysisNews

OPFI today

$5.98+$0.00 (+0.01%)close Nov 12, 2026

Trend

DailyDowntrend (confirmed)

4 hourStrong Bearish

1 hourSymmetric Triangle

15 minStrong Bullish

5 minExpanding

Daily trend turns up above $5.84

Key levels

Resistance$6.81

Resistance$6.50

Support$5.84

Support$5.36

Latest news & SEC filings

No headlines in the last 90 days.

About OppFi

OppFi operates a technology-driven specialty finance platform that connects community banks with consumers who have limited access to traditional credit. Through its OppLoans platform, it facilitates installment loans, primarily to employed U.S. consumers with bank accounts who are often rejected by mainstream lenders. The company partners with banks such as FinWise Bank, First Electronic Bank, and Capital Community Bank to originate loans in 40 states. It also offers financial education resources and a program that helps applicants find lower-cost credit options from third-party lenders.

Based on the company's 10-K filed Mar 12, 2026.

NYSE · Financial

OppFi Inc. (OPFI)

$5.98+0.00 (+0.01%)
WATCHLISTGrade: B+Risk: HIGH
1D5D1M1Y5YMaxSign up for all timeframes
5.615.805.996.185.98Oct 12Oct 20Oct 28Nov 5
High6.03
Low5.90
Open5.98
Volume92K
Avg Vol771K
VWAP5.95
30d High6.37
30d Low5.42
30d Chg+0.17%
See full chart with real-time data

What Is the Price Target for OPFI?

SEPT Low Target

$9.35

SEPT Mid Target

$11.00

SEPT High Target

$12.65

Analyst Consensus

$11.00

Current: $5.98Upside: +84.0%Confidence: 65%Method: Analyst Consensus

Is OPFI a Buy or Sell Right Now?

68
Investability Score
WATCHLIST12-18 months

Thesis

  • •SEC filings signal active product innovation — 1 new product/expansion keywords detected in 10-K. R&D investment stable.
  • •Smart money flows are positive — institutional and insider activity shows net buying.

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Is OPFI Overvalued or Undervalued?

Valuation Verdict

UNDERVALUED

Methods Used

P/E Forward, P/B, Analyst Consensus

Fair Value

$12.61

21

Moat Score

NONE

5/9

Piotroski Score

0.9

Altman Z-Score

What Is Smart Money Doing with OPFI?

Insider Signal

BUYING

6 buys / 1 sells (90d)

Congress Signal

NEUTRAL

0 buys / 0 sells (90d)

Institutional

ACCUMULATING

Short Squeeze Risk

HIGH

Signal: HIGH_SHORT_INTEREST

Recent Insider Activity

NameTitleTypeSharesValueDate
Schwartz Todd G.director officer 10% ownerSale2,643$16KOct 1, 2026
Schwartz Todd G.director officer 10% ownerSale4,497$27KOct 1, 2026
McKay Christopher J.officerSale1,970$12KOct 1, 2026
McKay Christopher J.officerSale1,369$8KOct 1, 2026
McKay Christopher J.officerSale396$2KOct 1, 2026
Johnson Pamela D.officerSale1,974$12KOct 1, 2026
Johnson Pamela D.officerSale1,715$10KOct 1, 2026
Johnson Pamela D.officerSale496$3KOct 1, 2026
Schwartz Todd G.director officer 10% ownerBuy3,350$25KSep 10, 2026
Schwartz Todd G.director officer 10% ownerBuy3,550$25KSep 1, 2026

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OPFI Growth Story

Revenue YoY

N/A%

3yr Revenue CAGR

N/A%

EPS Growth YoY

175%

FCF Growth YoY

23.0%

Revenue Trend

UNKNOWN

Dark Pool Trades for OPFI

PREVIEW

SEPT Investing tracks real-time dark pool institutional trades for OPFI, including block trade sizes, dollar values, and buy/sell side classification. Dark pool trades reveal where institutional investors are positioning before moves become visible on public exchanges.

TimePriceSizeValueSide
15:24:49$5.922,919$$17KSELL
14:35:30$5.951,151$$7KSELL
14:33:18$6.001,186$$7KBUY
14:30:14$5.903,398$$20KSELL
14:30:07$5.901,000$$6KSELL

5 dark pool trades shown · $$57K preview volume

Real-time institutional flow, block trades, and net positioning

See all dark pool activity

Full AI Research Report

SEPT's Trading AI has generated a free, downloadable PDF research report for OppFi Inc. (OPFI) covering valuation analysis, financial health assessment, growth projections, smart money tracking, earnings and key price levels. For research only, not investment advice.

Report includes: PDF download, detailed valuation models (DCF, P/E, EV/EBITDA), institutional flow analysis, congress and insider trade tracking, FinBERT news sentiment (5 articles analyzed), and SEC filing intelligence...

Sign Up Free — Download AI Report PDF →

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About SEPT Investing

SEPT Investing tracks 13,000+ stocks with live charts, trend and key-level tracking, dark pool and options flow, insider and congress trades, SEC filings and news alerts.

Disclaimer: This page is for informational purposes only. It does not constitute financial advice. Past performance does not guarantee future results. Always do your own research before making investment decisions.

OPFI — frequently asked questions

What is OPFI stock price today?

OppFi Inc. (OPFI) is at $5.98, up 0.01% (+$0.00) at the Nov 12, 2026 close.

What is the OPFI price target?

The average analyst price target for OPFI is $11.00, ranging from $10 to $11, based on 3 analysts.

What do analysts rate OPFI?

Analyst ratings for OPFI: 0 Buy, 5 Hold, 0 Sell — consensus Hold.

Did OPFI beat earnings?

OPFI last reported on Oct 28, 2026: EPS $0.37 vs $0.34 expected — a beat of 7.2%.

What is OPFI's P/E ratio?

OPFI trades at a P/E of 1.9 vs a Financial average of 12.1.

Does OPFI pay a dividend?

Yes. OPFI's dividend yield is 23.41%.

What are OPFI support and resistance levels?

Support: $5.84, $5.36, $4.83. Resistance: $6.50, $6.81, $7.36.

What are insiders doing with OPFI?

Insider activity: BUYING, 6 buys and 1 sells in the last 90 days.