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NODK 8-K: SEC filing

NI Holdings

Filed with the SEC on · accession 0001174947-26-000965

NODK filed a 8-K (current report) with the SEC on Nov 6, 2026. NI Holdings reported third quarter 2026 results with net income of $5.5 million ($0.27 per share) versus a net loss of $(1.7) million ($(0.08) per share) in the prior year quarter, driven by a significantly improved combined ratio of 93.6% versus 109.1%.

Summary of the filing

NI Holdings reported third quarter 2026 results with net income of $5.5 million ($0.27 per share) versus a net loss of $(1.7) million ($(0.08) per share) in the prior year quarter, driven by a significantly improved combined ratio of 93.6% versus 109.1%. Gross premiums written declined 7.2% to $54.3 million, primarily due to the exit from the Non-Standard Auto segment.

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Key details

Gross premiums written$54.3M
Net premiums earned$65.8M
Net investment income$2.7M
Net income$5.5M
Basic earnings per share$0
IssuerNI Holdings, Inc.
Wholly-owned subsidiaryNodak Insurance Company
Subsidiary of nodak insuranceAmerican West Insurance Company
Subsidiary of nodak insurancePrimero Insurance Company
Subsidiary of nodak insuranceBattle Creek Insurance Company
SubsidiaryDirect Auto Insurance Company
President and chief executive officerCindy Launer
Executive vice president, treasurer and chief financial officerMatt Maki

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Frequently asked questions

What did NODK file with the SEC on Nov 6, 2026?

NODK filed a 8-K (SEC filing). NI Holdings reported third quarter 2026 results with net income of $5.5 million ($0.27 per share) versus a net loss of $(1.7) million ($(0.08) per share) in the prior year quarter, driven by a significantly improved combined ratio of 93.6% versus 109.1%. Gross premiums written declined 7.2% to $54.3 million, primarily due to the exit from the Non-Standard Auto segment.

How do I read a 8-K?

A report of a major event, filed within four business days: results, deals, leadership changes, bankruptcy and more. The "Item" number tells you the topic (e.g. 2.02 results, 5.02 executive change, 1.01 new agreement, 1.03 bankruptcy). Exhibits (99.1 press release) usually hold the details.

Why are SEC filings important?

Public companies must tell the SEC about anything that can change their value — results, leadership changes, big deals, new shares, bankruptcy. Filings are the official source, often before the news. A 8-K (current report): A report of a major event, filed within four business days: results, deals, leadership changes, bankruptcy and more.

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