LOB today
$35.14+$0.51 (+1.47%)close Nov 13, 2026Trend
DailyDowntrend (confirmed)
4 hourBullish
1 hourStrong Bullish
15 minStrong Bullish
5 minStrong Bullish
Daily trend turns up above $36.66
Key levels
Resistance$36.66
Resistance$35.32
Support$33.19
Support$31.11
About Live Oak Bancshares
Live Oak Bancshares is the parent company of Live Oak Bank, a commercial bank chartered in North Carolina. Through an online platform, it gathers deposits and makes loans nationwide, mostly to small businesses, with many loans carrying partial guarantees from federal agencies such as the SBA and USDA. It concentrates on chosen industries and also provides wealth management and government-guaranteed lending services via subsidiaries.
Based on the company's 10-K filed Feb 27, 2026.
NYSE · Financial
Live Oak Bancshares, Inc. (LOB)
What Is the Price Target for LOB?
SEPT Low Target
$38.00
SEPT Mid Target
$41.00
SEPT High Target
$47.00
Analyst Consensus
$41.00
Is LOB a Buy or Sell Right Now?
Thesis
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Start Free Trial →Is LOB Overvalued or Undervalued?
Valuation Verdict
UNDERVALUED
Methods Used
P/E Forward, P/B, PEG, Analyst Consensus
Fair Value
$42.36
9
Moat Score
NONE
5/9
Piotroski Score
0.1
Altman Z-Score
What Is Smart Money Doing with LOB?
Insider Signal
SELLING
0 buys / 20 sells (90d)
Congress Signal
NEUTRAL
0 buys / 0 sells (90d)
Institutional
N/A
Short Squeeze Risk
HIGH
Signal: HIGH_SHORT_INTEREST
Recent Insider Activity
| Name | Title | Type | Shares | Value | Date |
|---|---|---|---|---|---|
| Seward Gregory W | officer | Sale | 4,514 | $159K | Oct 26, 2026 |
| Seward Gregory W | officer | Sale | 486 | $17K | Oct 26, 2026 |
| MAHAN JAMES S III | director officer 10% owner | Sale | 10,000 | $387K | Sep 10, 2026 |
| MAHAN JAMES S III | director officer 10% owner | Sale | 10,000 | $386K | Sep 9, 2026 |
| MAHAN JAMES S III | director officer 10% owner | Sale | 10,000 | $397K | Sep 3, 2026 |
| Bradford Tonya Williams | director | Sale | 1,600 | $64K | Sep 3, 2026 |
| WILLIAMS WILLIAM L. III | director | Sale | 6,590 | $264K | Sep 3, 2026 |
| MAHAN JAMES S III | director officer 10% owner | Sale | 9,742 | $385K | Sep 2, 2026 |
| MAHAN JAMES S III | director officer 10% owner | Sale | 258 | $10K | Sep 2, 2026 |
| MAHAN JAMES S III | director officer 10% owner | Sale | 10,000 | $397K | Aug 27, 2026 |
Track Smart Money Across 4,000+ Stocks
Insider trades, congress trades, institutional flows, and short interest — updated daily with real-time alerts.
See All Smart Money Signals →LOB Growth Story
Revenue YoY
N/A%
3yr Revenue CAGR
N/A%
EPS Growth YoY
31.95%
FCF Growth YoY
33.5%
Revenue Trend
UNKNOWN
Dark Pool Trades for LOB
PREVIEWSEPT Investing tracks real-time dark pool institutional trades for LOB, including block trade sizes, dollar values, and buy/sell side classification. Dark pool trades reveal where institutional investors are positioning before moves become visible on public exchanges.
| Time | Price | Size | Value | Side |
|---|---|---|---|---|
| 21:00:03 | $35.14 | 1,365 | $$48K | BUY |
| 19:05:15 | $34.72 | 1,000 | $$35K | BUY |
| 21:00:46 | $34.63 | 1,500 | $$52K | BUY |
| 21:00:44 | $34.30 | 1,770 | $$61K | SELL |
| 20:59:30 | $34.37 | 1,015 | $$35K | SELL |
5 dark pool trades shown · $$230K preview volume
Real-time institutional flow, block trades, and net positioning
Options Flow for LOB
PREVIEWSEPT Investing provides real-time options flow tracking for LOB, including unusual sweep detection, block trades, and dealer positioning. Each trade shows strike, expiry, premium, implied volatility, and greek values for informed decision-making.
| Type | Strike | Expiry | DTE | Premium | Size | Trade |
|---|---|---|---|---|---|---|
| CALL | $30 | Nov 20 | 7 | $$96.0K | 200 | BLOCK |
1 options trades shown · 100% calls
Unusual activity, GEX levels, max pain, and dealer positioning
Full AI Research Report
SEPT's Trading AI has generated a free, downloadable PDF research report for Live Oak Bancshares, Inc. (LOB) covering valuation analysis, financial health assessment, growth projections, smart money tracking, earnings and key price levels. For research only, not investment advice.
Report includes: PDF download, detailed valuation models (DCF, P/E, EV/EBITDA), institutional flow analysis, congress and insider trade tracking, FinBERT news sentiment (1 articles analyzed), and SEC filing intelligence...
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Trained on trillions of real market data to read price action and give you a simple, emotionless trading strategy. SEPT tells you when to buy, when to sell, and grades every stock so you never trade blind.
Try SEPT Free for 7 Days →LOB — frequently asked questions
What is LOB stock price today?
Live Oak Bancshares, Inc. (LOB) is at $35.14, up 1.47% (+$0.51) at the Nov 13, 2026 close.
Why is LOB stock moving today?
Latest LOB news — Nov 12, 2026: Live Oak Bancshares closes offering of depositary shares
What is the LOB price target?
The average analyst price target for LOB is $41.00, ranging from $38 to $47, based on 4 analysts. Latest: TD Cowen maintains on Oct 26, 2026.
What do analysts rate LOB?
Analyst ratings for LOB: 0 Buy, 9 Hold, 0 Sell — consensus Hold.
Did LOB beat earnings?
LOB last reported on Oct 21, 2026: EPS $0.52 vs $0.66 expected — a miss of 21.0%.
What is LOB's P/E ratio?
LOB trades at a P/E of 12.1 vs a Financial average of 12.1.
Does LOB pay a dividend?
Yes. LOB's dividend yield is 0.54%.
What are LOB support and resistance levels?
Support: $33.19, $31.11, $29.36. Resistance: $35.32, $36.66, $38.58.
What are insiders doing with LOB?
Insider activity: SELLING, 0 buys and 20 sells in the last 90 days.
What is the latest news on LOB?
Nov 12, 2026: Live Oak Bancshares closes offering of depositary shares