FISI today
$40.04+$0.00 (+0.00%)close Nov 13, 2026Trend
DailyUptrend (starting)
4 hourBullish
1 hourSymmetric Triangle
15 minDescending Triangle
5 minExpanding
Daily trend turns down below $37.82
Key levels
Resistance$42.97
Resistance$41.33
Support$39.37
Support$38.25
Latest news & SEC filings
EarningsFinancial Institutions holds Q3 2026 earnings call
EarningsFinancial Institutions, Inc. posts third quarter 2026 results
EarningsFinancial Institutions posts quarterly profit of $0.99 per share, missing $1.05 forecast
SEC FilingFinancial Institutions Inc filed a report on a major company event (Form 8-K)
All FISI news →About Financial Institutions
Financial Institutions is a bank holding company whose main subsidiary, Five Star Bank, serves consumer, commercial, and municipal customers across Western and Central New York, plus commercial lending offices in Maryland and Syracuse. It takes in checking, savings, and time deposit accounts and makes commercial, consumer, and residential mortgage loans. A second subsidiary, Courier Capital, manages investments and advises on wealth and workplace retirement plans for individuals, companies, and institutions. A real estate investment trust subsidiary owns home loans and commercial property debt.
Based on the company's 10-K filed Mar 9, 2026.
Nasdaq · Financial
FINANCIAL INSTITUTIONS INC (FISI)
What Is the Price Target for FISI?
SEPT Low Target
$45.00
SEPT Mid Target
$45.00
SEPT High Target
$45.00
Analyst Consensus
$45.00
Is FISI a Buy or Sell Right Now?
Thesis
AI-Powered Trading Signals
Trained on trillions of real market data to read price action and give you a simple, emotionless trading strategy for FISI.
Start Free Trial →Is FISI Overvalued or Undervalued?
Valuation Verdict
FAIR
Methods Used
P/E Forward, P/B, Analyst Consensus
Fair Value
$44.88
7
Moat Score
NONE
4/9
Piotroski Score
0.2
Altman Z-Score
What Is Smart Money Doing with FISI?
Insider Signal
NEUTRAL
1 buys / 0 sells (90d)
Congress Signal
NEUTRAL
0 buys / 0 sells (90d)
Institutional
N/A
Short Squeeze Risk
HIGH
Signal: HIGH_SHORT_INTEREST
Recent Insider Activity
| Name | Title | Type | Shares | Value | Date |
|---|---|---|---|---|---|
| DORN ANDREW W JR | director | Buy | 1,575 | $63K | Nov 2, 2026 |
| JONES BLAKE G | officer | Buy | 1,000 | - | Sep 25, 2026 |
| JONES BLAKE G | officer | Sale | 360 | $14K | Sep 25, 2026 |
| Bovenzi David | director | Buy | 1,282 | - | May 20, 2026 |
| Bovenzi David | director | Buy | 391 | $14K | May 20, 2026 |
| HARTING BRUCE W | director | Buy | 1,282 | - | May 20, 2026 |
| Schrader Robert L. | director | Buy | 1,282 | - | May 20, 2026 |
| Finch Steven C. | director | Buy | 1,282 | - | May 20, 2026 |
| Finch Steven C. | director | Buy | 391 | $14K | May 20, 2026 |
| Burlew Dawn H | director | Buy | 1,282 | - | May 20, 2026 |
Track Smart Money Across 4,000+ Stocks
Insider trades, congress trades, institutional flows, and short interest — updated daily with real-time alerts.
See All Smart Money Signals →FISI Growth Story
Revenue YoY
N/A%
3yr Revenue CAGR
N/A%
EPS Growth YoY
231.27%
FCF Growth YoY
-81.6%
Revenue Trend
UNKNOWN
Dark Pool Trades for FISI
PREVIEWSEPT Investing tracks real-time dark pool institutional trades for FISI, including block trade sizes, dollar values, and buy/sell side classification. Dark pool trades reveal where institutional investors are positioning before moves become visible on public exchanges.
| Time | Price | Size | Value | Side |
|---|---|---|---|---|
| 16:09:02 | $39.91 | 2,418 | $$97K | SELL |
| 20:24:15 | $40.12 | 4,850 | $$195K | SELL |
| 20:22:26 | $40.05 | 1,100 | $$44K | SELL |
| 16:23:13 | $39.80 | 1,000 | $$40K | SELL |
| 16:03:01 | $39.68 | 3,300 | $$131K | SELL |
5 dark pool trades shown · $$506K preview volume
Real-time institutional flow, block trades, and net positioning
Full AI Research Report
SEPT's Trading AI has generated a free, downloadable PDF research report for FINANCIAL INSTITUTIONS INC (FISI) covering valuation analysis, financial health assessment, growth projections, smart money tracking, earnings and key price levels. For research only, not investment advice.
Report includes: PDF download, detailed valuation models (DCF, P/E, EV/EBITDA), institutional flow analysis, congress and insider trade tracking, FinBERT news sentiment (1 articles analyzed), and SEC filing intelligence...
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Trained on trillions of real market data to read price action and give you a simple, emotionless trading strategy. SEPT tells you when to buy, when to sell, and grades every stock so you never trade blind.
Try SEPT Free for 7 Days →FISI — frequently asked questions
What is FISI stock price today?
FINANCIAL INSTITUTIONS INC (FISI) is at $40.04, up 0.00% (+$0.00) at the Nov 13, 2026 close.
Why is FISI stock moving today?
Latest FISI news — Oct 30, 2026: Financial Institutions holds Q3 2026 earnings call · Oct 29, 2026: Financial Institutions, Inc. posts third quarter 2026 results
What is the FISI price target?
The average analyst price target for FISI is $45.00, ranging from $45 to $45, based on 1 analysts.
What do analysts rate FISI?
Analyst ratings for FISI: 0 Buy, 2 Hold, 0 Sell — consensus Hold.
Did FISI beat earnings?
FISI last reported on Oct 29, 2026: EPS $0.99 vs $1.05 expected — a miss of 5.7%.
What is FISI's P/E ratio?
FISI trades at a P/E of 10.0 vs a Financial average of 12.3.
Does FISI pay a dividend?
Yes. FISI's dividend yield is 4.18%.
How much debt does FISI have?
FINANCIAL INSTITUTIONS INC reported $79M of debt and $99M of cash (Jun 30, 2026).
What are FISI support and resistance levels?
Support: $39.37, $38.25, $36.43. Resistance: $41.33, $42.97.
What are insiders doing with FISI?
Insider activity: NEUTRAL, 1 buys and 0 sells in the last 90 days.
What is the latest news on FISI?
Oct 30, 2026: Financial Institutions holds Q3 2026 earnings call · Oct 29, 2026: Financial Institutions, Inc. posts third quarter 2026 results · Oct 29, 2026: Financial Institutions posts quarterly profit of $0.99 per share, missing $1.05 forecast