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EQBK 424B3: Acquisition

Filed with the SEC on · accession 0001193125-26-426820

EQBK filed a 424B3 (prospectus (offering)) with the SEC on Oct 20, 2026. Equity Bancshares will acquire Lincoln Bancorp in a merger valued at approximately $121.2 million, with Lincoln shareholders receiving a mix of 77.5% Equity Class A common stock and 22.5% cash. The stock moved +1.5% by the first close after the filing.

Summary of the filing

Equity Bancshares will acquire Lincoln Bancorp in a merger valued at approximately $121.2 million, with Lincoln shareholders receiving a mix of 77.5% Equity Class A common stock and 22.5% cash. The merger is subject to Lincoln shareholder approval and customary closing conditions.

For details, click here →How to read a 424B3 →

Key details

Total merger consideration$121.2M
Total stock consideration$91.7M
Total cash consideration$29.5M
Agreed Equity stock price per share$48
Minimum required consolidated capital, surplus and retained earnings less intangibles$115.6M
Maximum Lincoln merger costs before consideration reduction$15.2M
Estimated Lincoln merger costs$14.7M
Potential increase to merger consideration for wind-down conditions$750K
Lincoln shareholders' equity as of October 12, 2026$129.5M
Estimated Lincoln earnings prior to closing$2.1M
AcquirerEquity Bancshares, Inc.
TargetLincoln Bancorp
Merger subsidiary of equity bancsharesPenny Merger Sub, Inc.
Bank subsidiary of lincoln bancorpLincoln Savings Bank
Bank subsidiary of equity bancsharesEquity Bank

How EQBK stock reacted

Close before

$47.23

Oct 19, 2026

First close after

+1.50%

$47.94

5 trading days

+3.32%

$48.80

Since filing

+3.13%

$48.71

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Frequently asked questions

What did EQBK file with the SEC on Oct 20, 2026?

EQBK filed a 424B3 (Acquisition). Equity Bancshares will acquire Lincoln Bancorp in a merger valued at approximately $121.2 million, with Lincoln shareholders receiving a mix of 77.5% Equity Class A common stock and 22.5% cash. The merger is subject to Lincoln shareholder approval and customary closing conditions.

What does a acquisition mean for EQBK stock?

A contract important enough that investors need to know about it — a big customer contract, a loan, a merger agreement or a partnership.

How do I read a 424B3?

The final terms of an offering of shares or bonds. Look at price, number of shares and the discount to the market price. Large offerings dilute existing shareholders.

Why are SEC filings important?

Public companies must tell the SEC about anything that can change their value — results, leadership changes, big deals, new shares, bankruptcy. Filings are the official source, often before the news. A 424B3 (prospectus (offering)): The final terms of an offering of shares or bonds.

How did EQBK stock react to this filing?

EQBK closed at $47.23 before the filing and $47.94 on Oct 20, 2026 (+1.50%). Five trading days later: $48.80 (+3.32%).

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