CZFS 10-Q: SEC filing

Citizens Financial Services, Inc.

Filed with the SEC on · accession 0001140361-26-042015

CZFS filed a 10-Q (quarterly report) with the SEC on Nov 5, 2026. The quarterly report: unaudited results for the quarter plus management’s comments.

Summary of the filing

Citizens Financial Services, Inc. filed its quarterly 10-Q report for the period ended September 30, 2026, reporting total assets of $3.41 billion, total deposits of $2.51 billion, and net loans of $2.36 billion.

Key details

Total assets$3.4B
Total deposits$2.5B
Net loans$2.4B
Total liabilities$3.1B
Retained earnings$238.8M
RegistrantCitizens Financial Services, Inc.

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Frequently asked questions

What did CZFS file with the SEC on Nov 5, 2026?

CZFS filed a 10-Q (SEC filing). Citizens Financial Services, Inc. filed its quarterly 10-Q report for the period ended September 30, 2026, reporting total assets of $3.41 billion, total deposits of $2.51 billion, and net loans of $2.36 billion.

How do I read a 10-Q?

The quarterly report: unaudited results for the quarter plus management’s comments. Compare revenue, margins and cash flow with the same quarter last year. Check MD&A for guidance changes and what drove the quarter.

Why are SEC filings important?

Public companies must tell the SEC about anything that can change their value — results, leadership changes, big deals, new shares, bankruptcy. Filings are the official source, often before the news. A 10-Q (quarterly report): The quarterly report: unaudited results for the quarter plus management’s comments.

Other CZFS SEC filings

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