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Stocks/CPSS/SEC Filings/424B2 Nov 10, 2026

CPSS 424B2: Shelf registration

Consumer Portfolio Services

Filed with the SEC on Nov 10, 2026 · accession 0001683168-26-008503

CPSS filed a 424B2 (prospectus (offering)) with the SEC on Nov 10, 2026. Consumer Portfolio Services filed a 424B2 interest rate supplement updating the current annual interest rates for its Renewable Unsecured Subordinated Notes offered under an existing shelf registration. The stock moved -4.0% by the first close after the filing.

Summary of the filing

Consumer Portfolio Services filed a 424B2 interest rate supplement updating the current annual interest rates for its Renewable Unsecured Subordinated Notes offered under an existing shelf registration. The notes are offered in terms ranging from 3 months to 4 years with rates from 4.50% to 8.40% depending on term and portfolio amount.

For details, click here →How to read a 424B2 →

Key details

IssuerConsumer Portfolio Services, Inc.

How CPSS stock reacted

Close before

$10.45

Nov 9, 2026

First close after

-4.02%

$10.03

5 trading days

—

Since filing

-8.80%

$9.53

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Frequently asked questions

What did CPSS file with the SEC on Nov 10, 2026?

CPSS filed a 424B2 (Shelf registration). Consumer Portfolio Services filed a 424B2 interest rate supplement updating the current annual interest rates for its Renewable Unsecured Subordinated Notes offered under an existing shelf registration. The notes are offered in terms ranging from 3 months to 4 years with rates from 4.50% to 8.40% depending on term and portfolio amount.

What does a shelf registration mean for CPSS stock?

New shares dilute existing holders and are often sold at a discount to the market price.

How do I read a 424B2?

The final terms of an offering of shares or bonds. Look at price, number of shares and the discount to the market price. Large offerings dilute existing shareholders.

Why are SEC filings important?

Public companies must tell the SEC about anything that can change their value — results, leadership changes, big deals, new shares, bankruptcy. Filings are the official source, often before the news. A 424B2 (prospectus (offering)): The final terms of an offering of shares or bonds.

How did CPSS stock react to this filing?

CPSS closed at $10.45 before the filing and $10.03 on Nov 10, 2026 (-4.02%).

Other CPSS SEC filings

  • 8-K · SEC filingNov 13, 2026
  • 424B2 · Shelf registrationNov 10, 2026
  • 8-K · Board changeNov 2, 2026
  • 10-Q · Material agreementOct 30, 2026
  • 8-K · SEC filingOct 23, 2026
  • 8-K · Material agreementOct 21, 2026
  • 8-K · Material agreementOct 13, 2026
  • DEF 14A · SEC filingSep 30, 2026
  • 424B2 · Secondary offeringAug 26, 2026
  • 424B2 · Secondary offeringAug 26, 2026

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Source: SEC EDGAR filing 0001683168-26-008503. The summary and key details are extracted by SEPT from the filing and may contain errors. Price reaction uses daily closing prices. Not financial advice.