AnalysisNews

COFS today

$36.67-$0.07 (-0.19%)close Nov 11, 2026

Trend

DailyUptrend (starting)

4 hourBearish

1 hourBearish

15 minLeaning Bearish

5 minConsolidating

Daily trend turns down below $31.90

Key levels

Resistance$38.13

Support$36.57

Support$35.00

Latest news & SEC filings

AnalystDA Davidson keeps Buy rating on ChoiceOne Financial Services, lifts price target

All COFS news →

About ChoiceOne Financial Services

ChoiceOne Financial Services is a bank holding company whose main subsidiary, ChoiceOne Bank, provides deposit, payment, credit, and other financial services. It offers commercial and consumer loans, trust and wealth management, and insurance through an agency subsidiary. The bank serves customers in western, central, and southeastern Michigan.

Based on the company's 10-K filed Mar 13, 2026.

Nasdaq · Financial

CHOICEONE FINANCIAL SERVICES INC (COFS)

$36.67-0.07 (-0.19%)
WATCHLISTGrade: BRisk: HIGH
1D5D1M1Y5YMaxSign up for all timeframes
33.2434.3335.4336.5236.67Oct 9Oct 19Oct 27Nov 4
High36.89
Low36.46
Open36.62
Volume28K
Avg Vol76K
VWAP36.71
30d High37.61
30d Low32.15
30d Chg+11.56%

What Is the Price Target for COFS?

SEPT Low Target

$38.00

SEPT Mid Target

$38.00

SEPT High Target

$38.00

Analyst Consensus

$38.00

Current: $36.67Upside: +3.6%Confidence: 40%Method: Analyst Consensus

Is COFS a Buy or Sell Right Now?

57
Investability Score
WATCHLIST12-18 months

Thesis

  • •Revenue growing 63.6% YoY with ACCELERATING trend — accelerating momentum.
  • •SEC filings signal active product innovation — 2 new product/expansion keywords detected in 10-K. R&D investment stable.

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Is COFS Overvalued or Undervalued?

Valuation Verdict

FAIR

Methods Used

P/E Forward, P/B, Analyst Consensus

Fair Value

$40.34

36

Moat Score

NONE

5/9

Piotroski Score

0.2

Altman Z-Score

What Is Smart Money Doing with COFS?

Insider Signal

NEUTRAL

0 buys / 0 sells (90d)

Congress Signal

NEUTRAL

0 buys / 0 sells (90d)

Institutional

N/A

Short Squeeze Risk

HIGH

Signal: HIGH_SHORT_INTEREST

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COFS Growth Story

Revenue YoY

63.6%

3yr Revenue CAGR

36.7%

EPS Growth YoY

-38.15%

FCF Growth YoY

-44.5%

Revenue Trend

ACCELERATING

Dark Pool Trades for COFS

PREVIEW

SEPT Investing tracks real-time dark pool institutional trades for COFS, including block trade sizes, dollar values, and buy/sell side classification. Dark pool trades reveal where institutional investors are positioning before moves become visible on public exchanges.

TimePriceSizeValueSide
21:00:15$37.293,141$$117KSELL
16:58:44$37.321,682$$63KBUY
15:15:45$37.961,125$$43KSELL
19:10:18$37.251,100$$41KMIDPOINT
18:13:37$37.162,600$$97KSELL

5 dark pool trades shown · $$360K preview volume

Real-time institutional flow, block trades, and net positioning

See all dark pool activity

Full AI Research Report

SEPT's Trading AI has generated a free, downloadable PDF research report for CHOICEONE FINANCIAL SERVICES INC (COFS) covering valuation analysis, financial health assessment, growth projections, smart money tracking, earnings and key price levels. For research only, not investment advice.

Report includes: PDF download, detailed valuation models (DCF, P/E, EV/EBITDA), institutional flow analysis, congress and insider trade tracking, FinBERT news sentiment (1 articles analyzed), and SEC filing intelligence...

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COFS — frequently asked questions

What is COFS stock price today?

CHOICEONE FINANCIAL SERVICES INC (COFS) is at $36.67, down 0.19% (-$0.07) at the Nov 11, 2026 close.

Why is COFS stock moving today?

Latest COFS news — Nov 3, 2026: DA Davidson keeps Buy rating on ChoiceOne Financial Services, lifts price target

What is the COFS price target?

The average analyst price target for COFS is $38.00, ranging from $38 to $38, based on 1 analysts. Latest: DA Davidson maintains on Jul 28, 2026.

What do analysts rate COFS?

Analyst ratings for COFS: 0 Buy, 2 Hold, 0 Sell — consensus Hold.

Did COFS beat earnings?

COFS last reported on Oct 30, 2026: EPS $1.05 vs $0.93 expected — a beat of 13.3%.

What is COFS's P/E ratio?

COFS trades at a P/E of 9.1 vs a Financial average of 12.3.

Does COFS pay a dividend?

Yes. COFS's dividend yield is 4.12%.

What are COFS support and resistance levels?

Support: $36.57, $35.00, $33.57. Resistance: $38.13.

What are insiders doing with COFS?

Insider activity: NEUTRAL, 0 buys and 0 sells in the last 90 days.

What is the latest news on COFS?

Nov 3, 2026: DA Davidson keeps Buy rating on ChoiceOne Financial Services, lifts price target