AnalysisNews

AFRM today

$65.84-$2.00 (-2.95%)close Nov 12, 2026

Trend

DailyUptrend (starting)

4 hourStrong Bearish

1 hourLeaning Bullish

15 minBullish

5 minBearish

Daily trend turns down below $66.03

Key levels

Resistance$73.37

Resistance$68.81

Support$61.18

Support$53.38

Latest news & SEC filings

ProductNov 11, 2026Affirm to test new borrowing option tied to its card

DealNov 9, 2026Affirm agrees to buy Ratepay from Nexi

AnalystNov 9, 2026Cantor Fitzgerald keeps Overweight on Affirm Holdings, cuts price target to $84

AnalystNov 6, 2026Stephens & Co. keeps Equal-Weight on Affirm Holdings, cuts target to $80

All AFRM news →

About Affirm

Affirm runs a payments network that lets shoppers pay for purchases over time, through short installment plans, no-interest monthly options, or credit with simple fixed charges. It also offers a debit card with pay-later features and a savings account with a partner bank. The company works with consumers and retailers in sectors like electronics, fashion, travel, and home goods, and operates across North America and Europe.

Based on the company's 10-K filed Aug 27, 2026.

Nasdaq · Financial

Affirm Holdings, Inc. (AFRM)

$67.84+1.89 (+2.87%)
BUYGrade: BRisk: MEDIUM
1D5D1M1Y5YMaxSign up for all timeframes
68.9071.8574.8077.7567.84Oct 9Oct 19Oct 27Nov 4
High69.20
Low65.81
Open66.86
Volume4.68M
Avg Vol4.00M
VWAP68.17
30d High80.70
30d Low65.95
30d Chg-3.68%
See full chart with real-time data

What Is the Price Target for AFRM?

SEPT Low Target

$79.00

SEPT Mid Target

$100.50

SEPT High Target

$110.00

Analyst Consensus

$100.50

Current: $67.84Upside: +48.1%Confidence: 85%Method: Analyst Consensus

Is AFRM a Buy or Sell Right Now?

63
Investability Score
BUY12-18 months
News summary · last 30 days
Oct 26▲ UpUpgradeDowngrade3 articles
Affirm shares closed at $69.48, down 0.27% on the day, trading between $69.05 and $70.42 on volume of about 1.69 million shares. Monness, Crespi & Hardt initiated coverage with a Buy rating, a bullish signal that was reinforced by another analyst upgrade at Monness. Offsetting the positive calls, Morgan Stanley maintained its Equal-Weight rating while cutting its price target to $79, a bearish revision. The mixed analyst activity left the stock slightly lower, with the bullish initiations and upgrades suggesting potential upside even as the lowered target capped momentum.
Oct 14▼ DownMacro2 articles
Affirm Holdings (AFRM) shares fell 6.50% today, closing at $70.47 after opening at $75.37 and trading between a high of $76.09 and a low of $68.70 on volume of 7.32 million shares. The decline came as banks and financial services companies broadly traded lower after U.S. core inflation data strengthened the case for further Fed monetary tightening, which could slow lending and limit interest margins. Weak Q3 segment results from Bank of America and Morgan Stanley also weighed on confidence in the broader sector. The news signals a bearish direction for AFRM, driven by macro headwinds rather than company-specific developments.
Critical news
Nov 5HIGHEarnings: growth/beat

Thesis

  • •Revenue growing 32.1% YoY with STRONG trend — consistent growth.

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Is AFRM Overvalued or Undervalued?

Valuation Verdict

OVERVALUED

Methods Used

P/E Forward, P/B, Analyst Consensus

Fair Value

$74.19

47

Moat Score

NARROW

4/9

Piotroski Score

1.7

Altman Z-Score

What Is Smart Money Doing with AFRM?

Insider Signal

SELLING

0 buys / 6 sells (90d)

Congress Signal

NEUTRAL

0 buys / 0 sells (90d)

Institutional

N/A

Short Squeeze Risk

MEDIUM

Signal: NEUTRAL

Recent Insider Activity

NameTitleTypeSharesValueDate
O'Hare RobertofficerBuy17,023$293KOct 9, 2026
O'Hare RobertofficerBuy1,866$78KOct 9, 2026
O'Hare RobertofficerBuy10,239$228KOct 9, 2026
O'Hare RobertofficerBuy21,836$510KOct 9, 2026
O'Hare RobertofficerBuy8,991$396KOct 9, 2026
O'Hare RobertofficerBuy5,636$325KOct 9, 2026
O'Hare RobertofficerSale65,591$5.2MOct 9, 2026
O'Hare RobertofficerSale5,886$436KSep 2, 2026
O'Hare RobertofficerBuy11,987-Sep 1, 2026
O'Hare RobertofficerSale6,101$427KSep 1, 2026

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AFRM Growth Story

Revenue YoY

32.1%

3yr Revenue CAGR

39.0%

EPS Growth YoY

3586.67%

FCF Growth YoY

65.0%

Revenue Trend

STRONG

Dark Pool Trades for AFRM

PREVIEW

SEPT Investing tracks real-time dark pool institutional trades for AFRM, including block trade sizes, dollar values, and buy/sell side classification. Dark pool trades reveal where institutional investors are positioning before moves become visible on public exchanges.

TimePriceSizeValueSide
21:00:34$67.841,197$$81KBUY
21:00:28$67.841,307$$89KBUY
21:00:22$67.844,592$$312KBUY
21:00:21$67.841,638$$111KBUY
21:00:20$67.841,114$$76KBUY

5 dark pool trades shown · $$668K preview volume

Real-time institutional flow, block trades, and net positioning

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Options Flow for AFRM

PREVIEW

SEPT Investing provides real-time options flow tracking for AFRM, including unusual sweep detection, block trades, and dealer positioning. Each trade shows strike, expiry, premium, implied volatility, and greek values for informed decision-making.

TypeStrikeExpiryDTEPremiumSizeTrade
CALL$75Dec 1837$$2251SWEEP
CALL$75Dec 1837$$225010SWEEP
CALL$75Dec 1837$$2251SWEEP
CALL$75Dec 1837$$15757SWEEP
CALL$75Dec 1837$$2251SWEEP

5 options trades shown · 100% calls

Unusual activity, GEX levels, max pain, and dealer positioning

See full options flow

What Traders Are Saying About AFRM

1 posts

SEPT Investing hosts an active community of 3,500+ traders sharing real-time analysis, trade setups, and market discussion for AFRM. Join verified traders discussing price action, dark pool alerts, options flow, and AI-powered market intelligence.

S
SEPT InvestingVERIFIED158d ago

Zone Setup -- $AFRM (Affirm Holdings, Inc.) Price: $63.59 | Zone: $61.89 to $71.24 Conviction: HIGH | Analyst upside: +29.7% Near support (18% of range) — reversal watch. Strong positive news (13+ v...

1245 views

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Full AI Research Report

SEPT's Trading AI has generated a free, downloadable PDF research report for Affirm Holdings, Inc. (AFRM) covering valuation analysis, financial health assessment, growth projections, smart money tracking, earnings and key price levels. For research only, not investment advice.

Report includes: PDF download, detailed valuation models (DCF, P/E, EV/EBITDA), institutional flow analysis, congress and insider trade tracking, FinBERT news sentiment (11 articles analyzed), and SEC filing intelligence...

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SEPT Investing tracks 13,000+ stocks with live charts, trend and key-level tracking, dark pool and options flow, insider and congress trades, SEC filings and news alerts.

Disclaimer: This page is for informational purposes only. It does not constitute financial advice. Past performance does not guarantee future results. Always do your own research before making investment decisions.

AFRM — frequently asked questions

What is AFRM stock price today?

Affirm Holdings, Inc. (AFRM) is at $65.84, down 2.95% (-$2.00) at the Nov 12, 2026 close.

Why is AFRM stock moving today?

Latest AFRM news — Nov 11, 2026: Affirm to test new borrowing option tied to its card · Nov 9, 2026: Affirm agrees to buy Ratepay from Nexi

Why did AFRM stock move on Oct 26, 2026?

Affirm shares closed at $69.48, down 0.27% on the day, trading between $69.05 and $70.42 on volume of about 1.69 million shares. Monness, Crespi & Hardt initiated coverage with a Buy rating, a bullish signal that was reinforced by another analyst upgrade at Monness.

What is the AFRM price target?

The average analyst price target for AFRM is $100.50, ranging from $79 to $110, based on 18 analysts. Latest: Cantor Fitzgerald maintains on Nov 9, 2026.

What do analysts rate AFRM?

Analyst ratings for AFRM: 29 Buy, 7 Hold, 0 Sell — consensus Buy.

Did AFRM beat earnings?

AFRM last reported on Nov 5, 2026: EPS $0.47 vs $0.38 expected — a beat of 23.8%.

What is AFRM's P/E ratio?

AFRM trades at a P/E of 11.8 vs a Financial average of 11.8.

Does AFRM pay a dividend?

AFRM does not currently pay a dividend.

How much debt does AFRM have?

Affirm Holdings, Inc. reported $10.3B of debt and $2.1B of cash (Sep 30, 2026).

What are AFRM support and resistance levels?

Support: $61.18, $53.38, $47.56. Resistance: $68.81, $73.37, $77.93.

What are insiders doing with AFRM?

Insider activity: SELLING, 0 buys and 6 sells in the last 90 days.

What is the latest news on AFRM?

Nov 11, 2026: Affirm to test new borrowing option tied to its card · Nov 9, 2026: Affirm agrees to buy Ratepay from Nexi · Nov 9, 2026: Cantor Fitzgerald keeps Overweight on Affirm Holdings, cuts price target to $84